SMS Privacy Policy
TruView Lending
This Privacy Policy was last updated: 07/27/2024
SMS Data Policy:
We may, but only with your legally valid prior consent, send you text messages with promotions and offers. These text messages may be sent from toll-free numbers or short codes. We do not charge for sending text messages, but you are responsible for any message or data rates that may be imposed by your carrier. You may opt out of receiving text messages at any time by responding “stop.” Data obtained through short code, toll free, or other SMS will not be shared with any third-parties for their marketing reasons/purposes.
Use and Sharing of PII (Non-SMS Data Only):
Please see our Privacy Provisions for Covered Users below for details regarding our uses and sharing of personal information.
This section of Use and Sharing of PII does NOT apply to PII or other data obtained through SMS. For our policy related to data obtained through SMS, please see the section SMS Data above.
We use the PII that you supply to personalize your experience with the Site. The PII that you submit to us remains your property, but by submitting that PII you grant us the right, subject to applicable state and federal law, to share, sell, rent, lease or otherwise provide that PII to any third-party for any purpose permitted by law, and we may work with other businesses to bring selected third-party offers to you. These businesses and third parties may include, but are not limited to: (a) providers of direct marketing services and applications, including lookup and reference, data enhancement, suppression and validation; (b) e-mail marketers; (c) telemarketers (where permitted by applicable law); and (d) direct marketers.
You also agree that we may contact you at any time with updates and/or any other information that we may deem appropriate for you to receive in connection with your continued use of the Site and/or other offerings.
We may also employ other companies and individuals to perform certain functions on our behalf. Examples include sending electronic or direct mail, SMS messages, removing duplicate information from user lists, analyzing data and providing marketing analysis. The agents performing these limited functions on our behalf shall have access to our users’ PII as needed to perform these functions for us, but we do not permit them to use user PII for other purposes.
We will also use your PII for customer service, to provide you with information that you may request, to customize your experience with the presented offerings and/or to contact you when necessary, in connection with your use of the offerings. We may also use your PII for internal business purposes, such as analyzing and managing our service offerings including, without limitation, the offerings. We may also combine the information we have gathered about you with information from other sources.
By submitting your PII by and through the offerings, you agree that such act constitutes an inquiry and/or application for purposes of the Amended Telemarketing Sales Rule (16 CFR §310 et seq.), as amended from time to time (the “Rule”) and applicable state do-not-call regulations. As such, notwithstanding that your telephone number may be listed on the Federal Trade Commission’s Do-Not-Call List, and/or on applicable state do-not-call lists, we retain the right to contact you via telemarketing in accordance with the Rule and applicable state do-not-call regulations.
Where you provide “prior express written consent” within the meaning of the Telephone Consumer Protection Act (47 USC § 227), and its implementing regulations adopted by the Federal Communications Commission (47 CFR § 64.1200), as amended from time-to-time (“TCPA”), you consent to receive telemarketing messages or calls from us, including artificial voice calls, pre-recorded messages and/or SMS text messages delivered via automated technology, to the telephone number(s) that you provided. Furthermore, where you provide prior express written consent, you understand and agree that we may use a third party vendor including, but not limited to, ActiveProspect TrustedForm and/or Jornaya, to record and store your registration and consent for compliance purposes. Please note that you are not required to provide this consent in order to obtain access to the offerings, and your consent simply allows us to contact you via these means. Providing your Prior Express Written Consent is not a condition to purchase any good or service.
Please be advised that by agreeing to this Privacy Policy, you are obligated to immediately inform us if and when the telephone number that you have previously provided to us changes. Without limiting the foregoing, if you: (i) have your telephone number reassigned to another person or entity; (ii) give up your telephone number so that it is no longer used by you; (iii) port your telephone number to a landline or vice versa; or (iv) otherwise stop using that telephone number for any reason (collectively “Phone Number Change”), you agree that you shall promptly notify US of the Phone Number Change by using one of the methods set forth in the “Contact Us” section below.
Notwithstanding anything to the contrary in this Privacy Policy, We reserve the right to release current or past PII: (A) in the event that we believe that the Site is being or has been used in violation of our Terms and Conditions, or to otherwise commit unlawful acts; (B) if the information is subpoenaed; provided, however, that, where permitted by applicable law, we shall provide you with e-mail notice, and opportunity to challenge the subpoena, prior to disclosure of any PII pursuant to a subpoena; or (C) if this company is sold, merged, acquired or the subject of bankruptcy proceedings; provided, however, if it is involved in a bankruptcy proceeding, merger, acquisition or sale of all or a portion of its assets, you will be notified via email and/or a prominent notice on the Site of any change in ownership or uses of your PII, as well as any choices that you may have regarding your PII.
You hereby consent to the disclosure of any record or communication to any third-party when we, in our sole discretion, determine the disclosure to be appropriate including, without limitation, sharing your e-mail address with third parties for suppression purposes in compliance with applicable law, including the CAN-SPAM Act of 2003, as amended from time-to-time. Users should also be aware that courts of equity, such as U.S. Bankruptcy Courts, might have the authority under certain circumstances to permit PII to be shared or transferred to third parties without permission.