Josh Kumar
Loan Officer
Buying a home is one of the biggest decisions most people will ever make, and I believe having the right guidance can make all the difference. After more than 22 years in lending and as a licensed California real estate agent, I've learned that clients aren't just looking for a mortgage. They're looking for someone they can trust to help them navigate the process with confidence.
Whether you're a first-time homebuyer, moving into your next home, or exploring refinancing options, my goal is to make the experience as straightforward and stress-free as possible. I take the time to listen, explain things in plain English, and make sure my clients feel informed every step of the way. You can count on honest advice, clear communication, and someone who will always put your needs first.
I grew up in Orange County, California, and family is at the center of everything I do. My wife and I have twin five-year-old daughters who are truly the light of my life. When I'm not helping clients, you'll often find me playing table tennis, fishing at different lakes, or performing at local Indian cultural events. I've been playing percussion instruments for many years and specialize in the Tabla and Naal.
At the end of the day, I love helping families achieve their dream of homeownership and would be honored to help you with yours.
Licensed States: California, Florida, Hawaii, Indiana, Maryland, Oregon, Texas, Vermont, Washington

